Thursday, June 20, 2013

Mortgage Investors Corporation Reviews



If you are looking for the right company to refinance your VA mortgage, this article is for you. Simply read on to learn all about the incredible program offered by 75 year old company, Mortgage Investors Corporation (MIC). Not only will you be able to learn about the reasons why you should choose MIC, but you will also have an opportunity to read just two of the thousands of Mortgage Investors Corporation reviews submitted by thrilled and relieved clients over the years.

To begin, take a look below at some of the top reasons why you should choose MIC as your VA mortgage refinance provider right now:

     Their interest rates are currently at an all-time low. This won’t last long, so be sure to take advantage of them right away in order to save more money on your mortgage.
     You may receive a smaller mortgage payment in as little as 30 to 45 days!
     Speaking of a fast timeline, some clients have closed on their new MIC mortgage in about 8 to 10 days from the comfort of their home!
     When refinancing your mortgage, MIC won’t care about how much money you are currently making or how much debt you owe. In other words, don’t worry about submitting any income verification or qualifying debt information!
     Save even more money by disregarding that tedious pest inspection!
     Concerned about the present value of your home? There is no need to be, as you will not need to submit a home appraisal either!
      
Now that you have been able to get a better idea of the great things that working with MIC will bring to you, please take a moment to read some noteworthy client testimonials. The first one comes from married couple Mark and Penelope. They expressed, “We are very pleased with the speed and convenience and courtesy, professionalism of all the agents and notary signing agent as well.”

The next review was submitted by another thankful married couple named Eldon and Margaret M., TX. They said, “Thank you for the high degree of professionalism and courtesy. My greatest hope is that we all may benefit from this transaction.” Like many MIC clients, these customers expressed relief, appreciation, and satisfaction. You may experience this too! All you need to do is call a representative today at 866-659-2477. After all, there is no better time than right now to reduce your mortgage bill, especially with the MIC interest rates being at a historic low. So, make a move right now and see if you can start saving money on your VA mortgage with MIC!  To read more Mortgage Investors Corporation reviews, visit their website at www.mortgageinvestors.com

Tuesday, March 19, 2013

How to Set up a Monthly Budget

I Do Budgets

If you want it done right, called the Marines. Learn to track your money and develop money discipline. Before I talk about the course, here is the low down: The course is at https://www.udemy.com/plan2win_budget/ and use coupon code: RiBud (which will apply to 100% off and make it free).

This course takes an ordinary excel document of columns and rows and turns it into a powerful tool to help you win with money. You will learn about projected income, actual income, projected expenses and actual expenses. Now isn’t that sexy.

It may seem so simple, but trust me if money discipline is your issue, you have come to the right place. You will also learn about the 3 day rule and 90 day rule (as it relates to money, what were you thinking?).

Feel free to share this with anyone you know who might be interested. Note: If you do like the course and find it useful, a nice positive review on Udemy would be appreciated.
RIBud code expires 20 April 2013

Wednesday, March 13, 2013

Mortgage Investors: Your ‘Go To’ Company for VA Home Refinance



The process of applying for a VA mortgage is little to no different than all of the other types of loans. Actually, the application form for a VA mortgage is the same as compared to FHA, HUD and conventional loans. The first step of the loan process is generally as follows: the mortgage lender will verify the potential borrower’s assets and income as well as a full credit report to make sure they are an eligible candidate.

If everything submitted by the applicant looks good and the value of the appraised property seems to be sufficient to cover the loan that is requested, the lender will most likely close the loan under VA standard procedures. The percentage is very low (roughly 10%) when it comes to loan applications that are required to be submitted to the VA office for final approval.

Here are some of the step-by-step instructions on how to get a VA mortgage approved:

     The loan applicant must have entitlement and be an eligible veteran.
     The credit risk of the veteran must be acceptable.
     The occupant of the property but be the veteran for a reasonable period of time upon the   closing of the loan.
     The verified income of the veteran and his or her spouse must be sufficient and    consistent to ensure that mortgage payments and other homeowner costs can be sufficiently covered.

Once veterans and their families get their VA mortgage approval, everything will seem to fall into place. But what if one finds himself in a position where they need to save a bit of money on their mortgage payment? When a VA refinance seems to be the most suitable option, then Mortgage Investors, otherwise known as MIC, is your “go to” company.

MIC is a VA authorized direct lender for an incredible VA approved government program that is strategically and efficiently designed to lower your mortgage payment. The entire process is exceedingly easy and fast. In comparison to the less impressive refinance companies out there, here are some of the potential benefits of working with MIC that are worth noting:

     Local representatives in your state will come to your home to explain all of the VA benefit options, as well as what to expect every step of the way.
     No equity is required by the loan holder
     You may be able to skip an entire mortgage payment
     No appraisal or income verification will be required
     You may receive an escrow refund back from your current lender
     You can potentially pay more toward the principal
     The in-home closing could occur in as little as 8-10 days

Mortgage Investors is truly a fantastic company with a commendable 75 year track record. It is no surprise that veterans are exceedingly happy and satisfied clients of MIC. If you have a VA mortgage, are current on your payments and need to save money, now is the time to call MIC. Representatives are available to speak with you most hours of the day, Monday through Sunday. Call today at 866-659-2477 to reap the many benefits of their VA refinance program!

Mortgage Investors Corporation: VA Refinancing Made Simple



 If you had the opportunity to shave hundreds of dollars off of your mortgage payment in as little as 30 days, relieving a substantial burden off your family’s shoulders and enabling you to allocate those saved funds toward other life necessities, would you seize it? Would you do what it took to make it happen so that your life and the lives of your beloved family members would just be easier and more carefree?

What if you were told that it is now easier than ever to make this happen and that the qualification process for a home refinance was beyond simple and straightforward? Thanks to the phenomenal and hardworking team at Mortgage Investors Corporation (MIC), this can happen for you, just as long as you have a current VA loan and are up-to-date on your mortgage payments.

When you call MIC, you will learn very quickly that their unparalleled refinance program makes saving money easier than ever. You will realize why they became the number one company in veterans refinancing and have been thriving every year since they opened their doors in 1938. This is because their VA mortgage refinance program only offers the safest, quickest and easiest way to reduce your mortgage payments.

With no appraisal, equity and income verification required, customers may receive a much higher success rate at MIC. Furthermore, veterans with less than perfect credit may still be eligible to receive the same exciting low interest rates available to those with excellent credit.

It may seem too good to be true, but we assure you that it is not. Let’s make this abstract concept more tangible by reading what Russell and Dixie M., from Von Ormy, Texas said on October 20, 2012:

“One of your loan officers came to our house today to present the VA Loan Refinance Program you are currently using. His name is John Burleson out of the San Antonio, TX office. He thoroughly presented the program to us in a way that we understood completely. He was totally respectful and courteous. He explained the forms thoroughly before we signed them. It was a refreshing event. He is definitely a great asset to your company. Please inform him of this gratitude. Thanks for your time.”

This is just one testimonial out of hundreds submitted by relieved and satisfied clients. The great news for you is that you too can become one of MIC’s thrilled clients saving money too…and quickly! If you want to save money on your mortgage in as little as 30 days, then call the friendly experts at Mortgage InvestorsCorporation today at 866-659-2477.

Tuesday, February 19, 2013

Cautious Use of Credit Cards Means Lots Of Savings


It is widely recognized that credit cards are sometimes used for emergency situations wherein one needs credit but doesn’t have any cash on hand. In as much as cards offer this type of convenience, you should avoid relying too much on them particularly for making emergency purchases. Ironically, most individuals who use their cards for this matter are those who don’t have enough savings to begin with. As a result, they’ll just end up gathering more balance. Although it is okay if you use your card for emergencies like when paying for medications or emergency hospitalizations, you should use this benefit sparingly and cautiously. As much as possible, never do this if you don’t have the savings to pay. Remember, credit cards accumulate interest. In the long run, everything will just get more expensive.

Moreover, you need to learn how to consolidate your debt. If transferring your current balance to another card is your most viable option, make sure that you use a cost benefit comparison. Will you be able to pay the full amount of your debt before the introductory 0% interest rate of your new balance transfer card wears off? Are you aware of the percentage of the total balance that you’ll be paying just by transferring the card balance? Does your new card offer a low APR? If your answers are “yes” then this debt consolidation plan may be good to go.

Lastly, be cautious when you use rewards cards. If there’s an ongoing promo of free $50 gift certificates for every $1500 single receipt spent on a particular shop, you must first think about your ability to pay and not of the gift certificate you’ll be receiving. This is a very common card trap that providers set-up. Getting $50 is undoubtedly a very enticing reward. As a result card owners, who are lured easily, continue to use their cards without thinking if they have the capacity to pay off the balance on time. If they are unable to do so, they will surely incur interest that’s usually more than the $50 GC they received.

This post was submitted by Mark Johnson. Mark enjoys letting readers know about credit card comparison sites that have the potential of saving you $100’s online.

Structured Settlement Investment and Its Benefits


Have you been awarded with a court case settlement? In case yes, then maybe you have come across with the term structured settlement investment. But then again, if not, then it would be in your best interest to familiarize yourself with it. The reason is because by opting for this particular option, there is no need for you to wait for a very long time to acquire the money that you deserve. Structured settlement investment is essentially a way to reduce the time that it takes in order for you to receive a huge amount of your settlement in an instant.

The Basics of Structured Settlements
In case you have won a lawsuit, then you will, in all likelihood, be awarded with a really substantial sum of cash. However, you will not be getting the whole amount of money instantly. Rather, you will be rewarded the full sum in a period of months or years. In many instances, if the amount that you have been awarded with is really big, then you will need to wait your entire lifetime in order to get paid fully. The court will simply not grant you the entire sum at once.

The Big Problem
There is just no way for you to tell what will happen in the future. Despite of how much effort you put into planning things in your life, there will be unwanted events that you never saw coming in which you will need to deal with. You might be faced with a situation in which you require a huge sum of cash. In case such a need arises, then you for sure cannot solely rely on the small increments that you are receiving from your settlement.

Your Way Out
But then again, there is no reason for you to despair just yet since just with any problem, there is always a solution. The solution, in this given context, is with structured settlement investments. If you opt for this option, there is no need for you to wait for a very long time in order to acquire the bulk of your settlement. With this, you acquire a considerable amount from your settlement instantly.

There are actually many companies that are interested at taking the structured settlement from your hands in exchange of a large amount of money. These firms offer to purchase your settlement at a discounted price. Then again, despite of the discount, you acquire most of your money in an instant. This means that you do not have to wait a very long time anymore to get the money that you deserve.

Click here to sell your structured settlement fast.

Tuesday, January 29, 2013

Personal Insurance Comparisons



Using the help of online insurance sites to compare personal insurance

If you are thinking of getting a personal insurance policy, there is no longer a need of personally visiting or calling up insurance companies to learn more about their policies and rates. The advancements in technology now makes it possible to do all your comparing of insurance rates from the comfort of your home, in front of the computer. 

All you need is a computer and an internet connection, and you can get all the information you require about personal insurance policies. You can choose between visiting the sites of insurance providers, or using the help of insurance comparison sites found online to compare insurance policies. 

Provide true information while filling out forms

If you opt to visit the insurance provider sites, you have to fill out their online quote form with your personal details. It is based on the information that you provide here that you are provided with a quote for your prospective personal insurance policy. This is why it is important that you furnish true and not false information while filling out these forms. 

You can collect as many quotes as you require from a single insurance provider by changing the intended duration or length of your policy and perhaps the amount of coverage you are looking for. You thus get an idea of the average amounts you will have to spend every month for your policy, and make comparisons. 

Try online insurance comparison sites

The next option you have is to visit the many online insurance comparison sites. This is a faster and better option to use for comparing your personal insurance policies. This is because these sites have listings of the rates and types of the different types of personal insurance policies various personal insurance companies have to offer. 

Instead of visiting individual websites of individual personal insurance providers, you just have to visit this single site and make requests for quotes from as many insurance providers as required. You can then compare these quotes to find the right insurance policy to meet your budget and requirements. 

Once again, there is no limit to the number of quotes you can request for, and receive via these insurance comparison sites. However you should be aware that these quotes need not necessarily show the exact amount you will have to pay for your insurance policy. There are approximates for your insurance policy, and may change when you finally choose your insurance policy and provider. 

All this shows how easy and convenient technology has made it for you to compare personal insurance. You no longer have to waste time traveling to, and waiting for insurance company representatives to provide you with all the information required to make comparisons.

There are many providers who offer personal insurance, so find out how a company such as Real Life Insurance might be able to get you a policy that suits your needs.